Quick Summary: I’m Scott Swinford, NMLS# 138422, a mortgage loan originator based in Crown Point, Indiana. I spent 19 years as a paramedic and firefighter in Northwest Indiana and have more than 20 years in lending. I help Veterans, first responders, and families buy and refinance homes in Indiana, Illinois, and Michigan.
Who I Am
Before I worked in lending, I served 19 years as a paramedic and firefighter in Northwest Indiana. That work taught me to stay calm, explain things clearly, and follow through. I bring the same approach to every loan.
I have worked as a loan officer for more than 20 years. American Hero Home Loans is the brand I built to serve the people I worked alongside: Veterans, active duty service members, and first responders. My mission is simple: getting Veterans into homes using the benefits they earned.
I also teach classes on VA lending to real estate professionals and military families, so more people understand how the VA home loan benefit works.
Who I Help
- Veterans and active duty service members using their VA home loan benefit
- Police officers, firefighters, EMTs, and paramedics through my home loans for first responders
- First-time buyers who want the process explained before they apply
- Move-up buyers and homeowners looking to refinance or use their equity
- Real estate investors using DSCR loans
Veterans and first responders can also join the American Hero Rewards program.
Where I Lend
I’m licensed in Indiana, Illinois, and Michigan. Most of my clients live in Lake, Porter, LaPorte, Jasper, and Newton counties in Northwest Indiana. I also work with buyers across Illinois and Michigan, especially Southwest Michigan.
Loan Programs I Offer
- VA home loans, including VA cash-out refinances and the VA Interest Rate Reduction Refinance Loan (IRRRL)
- FHA loans
- Conventional loans
- DSCR loans for real estate investors
- Home equity lines of credit (HELOCs)
- First-time buyer and refinance programs
Credentials and Licensing
- Licensed Mortgage Loan Originator, NMLS# 138422. Verify my license on NMLS Consumer Access
- Certified Mortgage Advisor (CMA)
- Veteran Mortgage Advisor
- Licensed in Indiana, Illinois, and Michigan
- Hancock Mortgage, Powered by Gold Star Mortgage Financial Group, NMLS# 3446
American Hero Home Loans is a marketing brand of Hancock Mortgage. It is not a separate lender.
What Clients Are Saying
“Mr. Swinford was absolutely amazing. Very knowledgeable and informative about the process. Consistently stayed in contact with me. Especially with any changes.”
Wesley, Army Veteran, Crown Point, IN
“Best Loan Officer EVER!! Being VA, it can get tricky. Scott Swinford did hands down the best job ever on our mortgage. Professional, friendly and dedicated to getting us Vets into good homes with the benefits we have earned.”
Paula, Army Veteran, Lowell, IN
Work With Me
Call 219-695-0369 or text me at 219-758-8072. You can also book a 30-minute call or get prequalified online.
Office: 10971 Four Seasons Pl, Suite 104-B, Crown Point, IN 46307
