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About Me

Scott Swinford (NMLS #138422) is a licensed mortgage lender serving Veterans, first responders, and those hoping to purchase or refinance. Located in Northwest Indiana and serving the states of Indiana, Illinois, and Michigan.Scott Swinford - NMLS# 138422

With over 20 years of experience in the lending industry and 19 years as a first responder, I understand what it means to serve—and what it means to be served well. My mission is to make the homebuying and refinancing process clear, straightforward, and tailored to those who’ve given so much to their communities and country.

Whether you’re a first-time homebuyer, an active-duty service member, a Veteran, a first responder, or someone simply looking to purchase or refinance your home, you deserve a lender who listens, communicates clearly, and makes your goals a priority. I take the time to explain your options, answer your questions, and guide you through the process from application to closing with confidence and care.

Credentials & Affiliations

  • Licensed Mortgage Loan Originator (NMLS #138422)
  • Certified Mortgage Advisor and Veteran Mortgage Advisor
  • Over 20 years of experience in lending and 19 years as a first responder
  • Hancock Mortgage, a DBA of City First Mortgage Services LLC #3117

What Clients Are Saying

“Mr. Swinford was absolutely amazing. Very knowledgeable and informative about the process. Consistently stayed in contact with me. Especially with any changes. We spoke repeatedly for months before I even submitted the application…”
— Wesley, Army Veteran from Crown Point, IN

“Best Loan Officer EVER!! Being VA, it can get tricky. Scott Swinford did hands down the best job ever on our mortgage. Professional, friendly and dedicated to getting us Vets into good homes with the benefits we have earned. He goes above and beyond what you would expect to make the process as smooth as possible…”
— Paula, Army Veteran from Lowell, IN

Read more client reviews

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