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Don’t Skip the Home Inspection

Don’t Skip the Home Inspection – Protect Your Investment the Right Way

When you find a house that feels like the one, it’s easy to get swept up in the moment. You’ve walked the rooms, imagined your furniture in place, maybe even pictured your morning coffee on the porch. But before you rush forward, take a step back. Buying a home is one of the most significant financial decisions you’ll ever make. No matter how perfect it seems, skipping the home inspection could lead to major regrets.

What Is a Home Inspection?

A home inspection is a thorough, professional evaluation of a property’s major components—roof, foundation, electrical, plumbing, HVAC, and more. It’s typically done after your offer is accepted but before closing. This isn’t just a formality—it’s a safeguard.

Why Home Inspections Are Worth Every Penny

  • Uncover hidden issues: The house might look move-in ready, but unseen problems could cost thousands.
  • Negotiation leverage: Inspection findings can help you renegotiate the price or request repairs.
  • Peace of mind: It’s your future home—knowing its condition matters more than a fast closing.

According to the National Association of Realtors®:

“Failure to obtain a home inspection could potentially cost you a great deal of money and hassles in the long run.”

Why Waiving the Inspection Is a Risk

With the pace of today’s housing market, some buyers consider waiving inspection to strengthen their offer. But Realtor.com warns:

“…if you’re in a hot real estate market where homes are getting multiple offers, there might be a temptation to skip an inspection when you really want the house. However, waiving a home inspection comes with sizable risks.”

Other ways to stand out include offering flexible terms or submitting a strong mortgage pre-approval. Talk with your real estate agent before giving up any protection, especially one that could impact your finances for years to come.

The Bottom Line

Skipping the home inspection isn’t a shortcut—it’s a gamble. An inspection is more than a checklist—it’s a vital layer of protection for your investment and your peace of mind.

If you could ask a home inspector one question before buying a home, what would it be? Send it my way, and I’ll make sure it gets answered as part of your homebuying journey.

At American Hero Home Loans, we guide buyers through every step—from pre-approval to post-closing confidence. Let’s make sure your next move is a smart one.

 

Scott Swinford is a dedicated mortgage lender and founder of American Hero Home Loans, specializing in VA loans and mortgage solutions for Veterans, first responders, and everyday heroes. As a former first responder himself, Scott brings a deep understanding of the unique needs and challenges faced by those who serve. With a strong commitment to education, he regularly teaches classes to real estate professionals and military families, helping them navigate the path to homeownership with confidence. Whether you're buying your first home or exploring your VA loan benefits, Scott is here to serve you with integrity, expertise, and purpose.

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